Preparing for Financial Shocks Before They Strike


By ANN CARRNS

A single unexpected expense, or loss of income, can send many American households into a tailspin.

Published: October 30, 2015 at 05:00PM

from NYT Your Money http://www.nytimes.com/2015/10/31/your-money/preparing-for-financial-shocks-before-they-strike.html
from Tumblr http://www.waynelippman.com/post/132262813535

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Jon Bon Jovi, the Jersey Shore and the Impact Investing Strategy


By PAUL SULLIVAN

Socially responsible investing strategies can help philanthropists leverage their money. Mr. Bon Jovi has focused on New Jersey towns that were ravaged by Hurricane Sandy.

Published: October 30, 2015 at 05:00PM

from NYT Your Money http://www.nytimes.com/2015/10/31/your-money/jon-bon-jovi-the-jersey-shore-and-the-impact-investing-strategy.html
from Tumblr http://www.waynelippman.com/post/132262813370

The Sticks and Carrots of Employee Wellness Programs


By TARA SIEGEL BERNARD

Some companies offer incentives for sharing medical data and undertaking health-improvement regimens. Others impose penalties for not doing that. Either way, the programs raise troubling questions.

Published: October 30, 2015 at 05:00PM

from NYT Your Money http://www.nytimes.com/2015/10/31/your-money/the-sticks-and-carrots-of-employee-wellness-programs.html
from Tumblr http://www.waynelippman.com/post/132254936770

The Sticks and Carrots of Employee Wellness Programs


By TARA SIEGEL BERNARD

Some companies offer incentives for sharing medical data and undertaking health-improvement regimens. Others impose penalties for not doing that. Either way, the programs raise troubling questions.

Published: October 30, 2015 at 05:00PM

from NYT Your Money http://www.nytimes.com/2015/10/31/your-money/the-sticks-and-carrots-of-employee-wellness-programs.html

The Witch Head Nebula


Double, double toil and trouble; Fire burn, and cauldron bubble …. maybe Macbeth should have consulted the Witch Head Nebula. A frighteningly shaped reflection nebula, this cosmic crone is about 800 light-years away though. Its malevolent visage seems to glare toward nearby bright star Rigel in Orion, just off the right edge of this frame. More formally known as IC 2118, the interstellar cloud of dust and gas is nearly 70 light-years across, its dust grains reflecting Rigel’s starlight. In this composite portrait, the nebula’s color is caused not only by the star’s intense bluish light but because the dust grains scatter blue light more efficiently than red. The same physical process causes Earth’s daytime sky to appear blue, although the scatterers in planet Earth’s atmosphere are molecules of nitrogen and oxygen.

from NASA http://antwrp.gsfc.nasa.gov/apod/ap151030.html
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